.bcdr-calc{--bc-navy:#1a3a6b;--bc-navy-deep:#0f1e3c;--bc-teal:#3d6373;--bc-orange:#f7941d;--bc-ink:#1a2447;--bc-grey:#6c6f73;--bc-grey-soft:#8a8d91;--bc-border:#d4dae6;--bc-border-soft:#e6eaf2;--bc-muted:#eef1f7;--bc-sky:#f0f7fa;--bc-white:#fff;color:var(--bc-ink);font-family:Poppins,Segoe UI,system-ui,-apple-system,Arial,sans-serif}.bcdr-calc *{box-sizing:border-box}.bcdr-form-wrap{max-width:760px;margin:0 auto}.bcdr-form-card{background:var(--bc-white);border:1px solid var(--bc-border-soft);border-radius:16px;padding:36px 36px 32px;box-shadow:0 12px 28px #1a244714}.bcdr-grid{grid-template-columns:1fr 1fr;gap:20px;display:grid}.bcdr-grid .span-2{grid-column:1/-1}.bcdr-field{flex-direction:column;gap:6px;display:flex}.bcdr-field label{color:var(--bc-ink);font-size:13px;font-weight:600}.bcdr-field .hint{color:var(--bc-grey);font-size:12px;font-weight:400}.bcdr-input-wrap{align-items:center;display:flex;position:relative}.bcdr-input-wrap .prefix,.bcdr-input-wrap .suffix{color:var(--bc-grey);pointer-events:none;font-size:14px;position:absolute}.bcdr-input-wrap .prefix{left:14px}.bcdr-input-wrap .suffix{right:14px}.bcdr-field input,.bcdr-field select{border:1px solid var(--bc-border);background:var(--bc-white);width:100%;height:46px;color:var(--bc-ink);border-radius:10px;padding:0 14px;font-family:inherit;font-size:15px;transition:border-color .12s,box-shadow .12s}.bcdr-input-wrap.has-prefix input{padding-left:28px}.bcdr-input-wrap.has-suffix input{padding-right:38px}.bcdr-field input:focus,.bcdr-field select:focus{border-color:var(--bc-navy);outline:none;box-shadow:0 0 0 3px #1a3a6b1f}.bcdr-field input.err{border-color:#c33a3a}.bcdr-field .err-msg{color:#c33a3a;font-size:12px}.bcdr-submit{background:var(--bc-orange);width:100%;height:54px;color:var(--bc-white);cursor:pointer;border:none;border-radius:12px;justify-content:center;align-items:center;gap:8px;margin-top:28px;font-family:inherit;font-size:16px;font-weight:600;transition:filter .15s,transform 80ms;display:inline-flex}.bcdr-submit:hover{filter:brightness(1.07)}.bcdr-submit:active{transform:scale(.99)}.bcdr-form-note{text-align:center;color:var(--bc-grey);margin:14px 0 0;font-size:12px}.bcdr-results{max-width:920px;margin:0 auto}.bcdr-headline{background:linear-gradient(135deg, var(--bc-navy) 0%, var(--bc-teal) 100%);color:var(--bc-white);border-radius:16px;margin-bottom:28px;padding:36px 40px;position:relative;overflow:hidden}.bcdr-headline:before{content:"";pointer-events:none;background:radial-gradient(circle at 85% 0,#f7941d38 0%,#0000 55%);position:absolute;inset:0}.bcdr-headline .lbl{letter-spacing:.16em;text-transform:uppercase;color:var(--bc-orange);font-size:11px;font-weight:700;position:relative}.bcdr-headline .amount{font-variant-numeric:tabular-nums;letter-spacing:-.02em;margin:8px 0 6px;font-size:56px;font-weight:800;line-height:1.05;position:relative}.bcdr-headline .sub{color:#ffffffd1;max-width:600px;margin:0;font-size:15px;line-height:1.5;position:relative}.bcdr-roi{flex-wrap:wrap;gap:16px;margin-bottom:24px;display:flex}.bcdr-roi-item{background:var(--bc-white);border:1px solid var(--bc-border-soft);border-radius:14px;flex:240px;padding:18px 22px}.bcdr-roi-item.highlight{background:#ecfdf5;border-color:#a7e3c4}.bcdr-roi-item .lbl{letter-spacing:.08em;text-transform:uppercase;color:var(--bc-grey);margin-bottom:6px;font-size:11px;font-weight:700;display:block}.bcdr-roi-item .val{color:var(--bc-navy);font-variant-numeric:tabular-nums;font-size:30px;font-weight:800;line-height:1.1;display:block}.bcdr-roi-item.highlight .val{color:#157a3e}.bcdr-roi-item .val small{color:var(--bc-grey);font-size:15px;font-weight:600}.bcdr-roi-item .sub{color:var(--bc-grey);margin-top:6px;font-size:12px;line-height:1.4;display:block}.bcdr-timeline{background:var(--bc-white);border:1px solid var(--bc-border-soft);border-radius:18px;margin-bottom:24px;padding:32px 36px 36px;box-shadow:0 18px 40px #1a24471a}.bcdr-page-header{text-align:center;max-width:720px;margin:0 auto 24px}.bcdr-page-header h2{color:var(--bc-navy);letter-spacing:-.01em;margin:0 0 8px;font-size:30px;font-weight:800}.bcdr-page-header p{color:var(--bc-grey);margin:0;font-size:15px;line-height:1.5}.bcdr-tl-toolbar{justify-content:flex-end;margin-bottom:20px;display:flex}.bcdr-replay{border:1px solid var(--bc-border);background:var(--bc-white);height:30px;color:var(--bc-navy);cursor:pointer;border-radius:8px;align-items:center;gap:6px;padding:0 12px;font-family:inherit;font-size:12px;font-weight:600;transition:background .12s;display:inline-flex}.bcdr-replay:hover:not(:disabled){background:var(--bc-muted)}.bcdr-replay:disabled{opacity:.5;cursor:default}.bcdr-tl-stage{flex-direction:column;gap:30px;display:flex}.bcdr-tl-stage .bcdr-tier+.bcdr-tier{border-top:1px solid var(--bc-border-soft);padding-top:30px}.bcdr-tier-head{justify-content:space-between;align-items:baseline;gap:12px;margin-bottom:10px;display:flex}.bcdr-tier-head .name{color:var(--bc-ink);align-items:center;gap:8px;font-size:15px;font-weight:700;display:flex}.bcdr-tier-head .name .dot{border-radius:50%;flex-shrink:0;width:11px;height:11px}.bcdr-tier-head .name small{color:var(--bc-grey);font-size:12px;font-weight:400}.bcdr-tier-head .status{color:var(--bc-grey);font-variant-numeric:tabular-nums;white-space:nowrap;align-items:center;gap:5px;font-size:13px;font-weight:700;display:inline-flex}.bcdr-tier-logo{width:auto;height:16px;margin-left:2px}.bcdr-tier-track-wrap{padding:52px 0;position:relative}.bcdr-tier-track{background:var(--bc-muted);border-radius:999px;height:18px;position:relative}.bcdr-tier-track .fill{opacity:1;transform-origin:0;will-change:transform;border-radius:999px;width:100%;transition:transform .1s linear;position:absolute;inset:0;transform:scaleX(0)}.bcdr-tier-track .head{z-index:6;transition:left .18s linear;position:absolute;top:50%;left:0;transform:translate(-50%,-50%)}.bcdr-tier-track .head-knob{border:3px solid var(--bc-white);border-radius:50%;width:18px;height:18px;animation:1.2s ease-in-out infinite bcdr-pulse;display:block}@keyframes bcdr-pulse{0%,to{box-shadow:0 1px 4px #1a244759,0 0 0 3px #fff9}50%{box-shadow:0 1px 4px #1a244759,0 0 0 7px #ffffff40}}@media (prefers-reduced-motion:reduce){.bcdr-tier-track .head-knob{animation:none}}.bcdr-tier-track .ms{position:absolute;top:0;bottom:0}.bcdr-tier-track .ms-dot{background:var(--bc-white);z-index:4;border:2px solid #c2c5c7;border-radius:50%;width:12px;height:12px;transition:background .2s,border-color .2s;position:absolute;top:50%;left:0;transform:translate(-50%,-50%)}.bcdr-tier-track .ms.reached .ms-dot{box-shadow:0 0 0 3px #ffffffb3}.bcdr-tier-track .ms-label{width:104px;color:var(--bc-grey-soft);opacity:.4;pointer-events:none;font-size:10.5px;line-height:1.2;transition:opacity .2s,color .2s;position:absolute;left:0}.bcdr-tier-track .ms.reached .ms-label{opacity:1;font-weight:600}.bcdr-tier-track .ms-label em{color:var(--bc-grey);font-variant-numeric:tabular-nums;font-style:normal;font-weight:700;display:block}.bcdr-tier-track .ms.reached .ms-label em{color:var(--bc-teal)}.bcdr-tier-track .ms-label.above{bottom:20px}.bcdr-tier-track .ms-label.below{top:20px}.bcdr-tier-track .ms-label{text-align:center;transform:translate(-50%)}.bcdr-tier-track .ms-label.at-start{text-align:left;transform:translate(-10px)}.bcdr-tier-track .ms-label.at-end{text-align:right;transform:translate(calc(10px - 100%))}.bcdr-tier-steplist{flex-direction:column;gap:7px;margin:14px 0 0;padding:0;list-style:none;display:none}.bcdr-tier-steplist .step{grid-template-columns:14px auto 1fr;align-items:baseline;gap:8px;font-size:13px;display:grid}.bcdr-tier-steplist .step-dot{background:var(--bc-white);border:2px solid #c2c5c7;border-radius:50%;align-self:center;width:10px;height:10px}.bcdr-tier-steplist .step-time{color:var(--bc-grey-soft);font-variant-numeric:tabular-nums;white-space:nowrap;font-weight:700}.bcdr-tier-steplist .step-label{color:var(--bc-grey-soft)}.bcdr-tier-steplist .step.reached .step-label{color:var(--bc-ink);font-weight:600}@media (max-width:820px){.bcdr-tier-track-wrap{padding:6px 0}.bcdr-tier-track .ms-label{display:none}.bcdr-tier-steplist{display:flex}.bcdr-tier-head{flex-direction:column;align-items:flex-start;gap:4px}.bcdr-tier-head .name{flex-wrap:wrap}}.bcdr-tier-bgnote{color:var(--bc-teal);background:var(--bc-sky);border-radius:8px;margin:10px 0 0;padding:8px 12px;font-size:12px;display:inline-block}.bcdr-tier-bgnote.warn{color:#b45309;border-left:3px solid var(--bc-orange);background:#fff7ed;font-weight:600}.bcdr-tl-footnote{border-top:1px dashed var(--bc-border);color:var(--bc-ink);margin:26px 0 0;padding-top:22px;font-size:14px;font-weight:600;line-height:1.55}.bcdr-cards{grid-template-columns:repeat(3,1fr);gap:16px;margin-bottom:24px;display:grid}.bcdr-card{border:1px solid var(--bc-border-soft);background:var(--bc-white);border-top:4px solid;border-radius:14px;padding:20px 22px;position:relative}.bcdr-card-logo{width:auto;height:18px;position:absolute;top:18px;right:18px}.bcdr-card h3{color:var(--bc-ink);margin:0 0 2px;font-size:16px;font-weight:700}.bcdr-card .tag{color:var(--bc-grey);margin:0 0 14px;font-size:12px}.bcdr-card dl{flex-direction:column;gap:10px;margin:0;display:flex}.bcdr-card dt{letter-spacing:.06em;text-transform:uppercase;color:var(--bc-grey);font-size:11px}.bcdr-card dd{color:var(--bc-navy);font-variant-numeric:tabular-nums;margin:2px 0 0;font-size:15px;font-weight:700}.bcdr-card .note{color:var(--bc-grey);margin:14px 0 0;font-size:12px;font-weight:400;line-height:1.5}.bcdr-card-feature{color:#157a3e;background:#ecfdf5;border-radius:999px;align-items:center;gap:6px;margin:0 0 14px;padding:5px 10px;font-size:12px;font-weight:700;display:inline-flex}.bcdr-actions{flex-wrap:wrap;gap:12px;margin-bottom:8px;display:flex}.bcdr-btn{cursor:pointer;border:1px solid #0000;border-radius:10px;align-items:center;gap:8px;height:48px;padding:0 24px;font-family:inherit;font-size:15px;font-weight:600;transition:filter .15s,background .15s,transform 80ms;display:inline-flex}.bcdr-btn-primary{background:var(--bc-orange);color:var(--bc-white)}.bcdr-btn-primary:hover{filter:brightness(1.07)}.bcdr-btn-ghost{background:var(--bc-white);color:var(--bc-navy);border-color:var(--bc-border)}.bcdr-btn-ghost:hover{background:var(--bc-muted)}.bcdr-btn:active{transform:scale(.99)}.bcdr-disclaimer{color:var(--bc-grey-soft);margin:16px 0 0;font-size:12px;line-height:1.5}.bcdr-cautions{border-left:3px solid var(--bc-orange);background:#fff8f0;border-radius:8px;margin:4px 0 24px;padding:16px 18px}.bcdr-cautions h3{color:var(--bc-navy);margin:0 0 8px;font-size:13px;font-weight:700}.bcdr-cautions ul{flex-direction:column;gap:5px;margin:0;padding-left:18px;display:flex}.bcdr-cautions li{color:var(--bc-grey);font-size:12.5px;line-height:1.5}.bcdr-cta{background:linear-gradient(135deg, var(--bc-navy) 0%, var(--bc-navy-deep) 100%);color:var(--bc-white);border-radius:16px;flex-wrap:wrap;align-items:center;gap:28px;margin-top:28px;padding:32px 36px;display:flex}.bcdr-cta .copy{flex:320px}.bcdr-cta-partner{align-items:center;gap:10px;margin-bottom:16px;display:inline-flex}.bcdr-cta-partner .badge-chip{background:var(--bc-white);border-radius:10px;padding:6px 10px;display:inline-flex;box-shadow:0 6px 16px #0000002e}.bcdr-cta-partner .badge-chip img{width:auto;height:40px;display:block}.bcdr-cta-partner em{letter-spacing:.1em;text-transform:uppercase;color:#ffffffb8;font-size:12px;font-style:normal;font-weight:700}.bcdr-cta h3{color:var(--bc-white);margin:0 0 8px;font-size:22px;font-weight:700}.bcdr-cta p{color:#fffc;margin:0;font-size:15px;line-height:1.55}.bcdr-cta .cta-actions{flex-wrap:wrap;gap:12px;display:flex}.bcdr-cta .bcdr-btn-ghost{color:var(--bc-white);background:#ffffff14;border-color:#ffffff4d}.bcdr-cta .bcdr-btn-ghost:hover{background:#ffffff29}.bcdr-modal-overlay{-webkit-backdrop-filter:blur(2px);backdrop-filter:blur(2px);z-index:60;background:#0f1e3c99;justify-content:center;align-items:center;padding:24px;display:flex;position:fixed;inset:0}.bcdr-modal{background:var(--bc-white);border-radius:16px;width:100%;max-width:460px;overflow:hidden;box-shadow:0 24px 48px #0f1e3c4d}.bcdr-modal-head{background:linear-gradient(135deg, var(--bc-navy) 0%, var(--bc-teal) 100%);color:var(--bc-white);padding:24px 28px}.bcdr-modal-head h2{margin:0 0 4px;font-size:20px;font-weight:700}.bcdr-modal-head p{color:#fffc;margin:0;font-size:13px;line-height:1.5}.bcdr-modal-body{padding:24px 28px 28px}.bcdr-modal-fields{flex-direction:column;gap:14px;display:flex}.bcdr-modal-row{grid-template-columns:1fr 1fr;gap:14px;display:grid}.bcdr-modal .bcdr-submit{margin-top:22px}.bcdr-modal-close{color:var(--bc-white);cursor:pointer;background:#ffffff26;border:none;border-radius:8px;justify-content:center;align-items:center;width:32px;height:32px;display:flex;position:absolute;top:16px;right:16px}.bcdr-modal-wrap{position:relative}.bcdr-modal-err{color:#c33a3a;margin:12px 0 0;font-size:13px}.bcdr-modal-success{text-align:center;padding:12px 0 4px}.bcdr-modal-success .check{color:#1f9d55;background:#ecfdf5;border-radius:50%;justify-content:center;align-items:center;width:56px;height:56px;margin:0 auto 16px;display:flex}.bcdr-modal-success h2{color:var(--bc-navy);margin:0 0 8px;font-size:20px}.bcdr-modal-success p{color:var(--bc-grey);margin:0 0 20px;font-size:14px;line-height:1.55}.bcdr-spin{animation:.8s linear infinite bcdr-spin}@keyframes bcdr-spin{to{transform:rotate(360deg)}}@media (max-width:640px){.bcdr-grid,.bcdr-cards{grid-template-columns:1fr}.bcdr-form-card{padding:24px 20px}.bcdr-headline{padding:28px 24px}.bcdr-headline .amount{font-size:42px}.bcdr-timeline{padding:22px 18px}.bcdr-modal-row{grid-template-columns:1fr}}body.bcdr-results-active .bcdr-page-hero{display:none}body.bcdr-results-active .bcdr-calc-section{padding-top:24px}